Finance
Chief Financial Officer (Fractional)
- Work arrangement
- Remote, with scheduled meetings
- Employment type
- Fractional / Part-Time
- Commitment
- Scheduled strategic meetings & agreed deliverables
- Location
- Remote / Ghana
- Experience level
- Experienced professional
- Engagement terms
- Paid fractional engagement — confirmed in writing before you start
About the Role
We are seeking a commercially minded and financially disciplined CFO to help Cornerstone build a strong financial foundation as we scale our savings, payments, merchant services, and financial partnerships.
This is a strategic, part-time leadership opportunity for an experienced finance professional who understands startup realities and wants to contribute to building a sustainable fintech business. You will work directly with the Founder/CEO on financial planning, business models, fundraising preparation, partner economics, and financial governance.
Key Responsibilities
- Develop financial models, budgets, revenue projections, and cash-flow forecasts.
- Evaluate transaction fees, provider costs, product margins, and unit economics across Cornerstone Save, Collect, and Pay.
- Prepare financial statements, management reports, and investor-ready financial projections.
- Support fundraising, financial due diligence, and investor conversations.
- Establish financial controls and reconciliation oversight for company accounts and partner-reported transactions.
- Work with licensed financial partners and advisers to understand settlement structures, safeguarding arrangements, and regulatory responsibilities.
- Advise leadership on profitability, funding requirements, risk management, and sustainable growth.
Requirements
- A qualification in accounting, finance, economics, or a related discipline.
- ACCA, ICAG, CPA, CFA, or equivalent professional qualification strongly preferred.
- Ideally 5+ years of relevant finance experience, including financial leadership, planning, or advisory work.
- Strong financial modelling and analytical skills.
- Understanding of fintech, banking, payments, or financial services in Ghana.
- High standards of confidentiality, integrity, and independent judgment.
- Availability for periodic strategic meetings and agreed financial deliverables.
Preferred
Expected Contribution
An operating budget, financial forecasting model, monthly management reporting, and a clear financial growth framework.
This is a fractional, part-time leadership position — not an internship.
What We Offer
- Direct strategic work with the Founder/CEO on the financial foundations of a growing fintech
- Strategic ownership of Cornerstone's financial foundations
- Flexible, remote-first working arrangement
- Influence over how a growing fintech is built and governed
- Paid fractional engagement, with terms agreed before acceptance
Engagement terms are confirmed in writing before you start. Future employment is not guaranteed.
Our Hiring Process
- 1Submit Your ApplicationSend your CV and a short introduction explaining your interest in the role.
- 2Initial ReviewWe review your skills, experience, and suitability for a part-time remote role.
- 3Introductory ConversationA virtual conversation about your background, availability, and goals.
- 4Role-Based AssessmentA discussion, portfolio review, or scenario exercise relevant to the role.
- 5Final Discussion & OfferRole, reporting arrangements, commitment, and engagement terms.
Ready to Build With Us?
Include your CV, a short introduction, and any portfolio, GitHub, or work samples. Tell us what you hope to contribute and learn at Cornerstone.
Apply NowEmail subject: Application – Chief Financial Officer (Fractional) – [Full Name]